Murabaha — Sharia-Compliant Financing
We are building a fully Sharia-compliant buy-now-pay-later system based on the Murabaha model — no interest, transparent markup, halal commerce.
How Murabaha Works
Step 1JAALLE purchases the item
You select a product. JAALLE buys it from the seller at the listed price on your behalf.
Step 2Transparent markup disclosed
A fixed, pre-agreed profit margin is added. No hidden fees, no compounding interest. You see the total cost upfront.
Step 3Pay in installments
You pay the total (cost + markup) in 3-6 monthly installments via your mobile money account. Automatic collection, zero hassle.
Coming Soon
Murabaha financing is currently in development. We are working with Islamic finance scholars to ensure full compliance.